TONI RYAN  (530) 305-7668 Phone/Text

Who am I?

I started my career in the mortgage industry over 20 years ago. I have experience in wholesale lending, underwriting and funding but my favorite joy of lending, is working directly with the borrower.

My goal is to give the best possible customer experience by educating the borrower and giving them choices that meet their specific needs. My clients become my friends and they know I am here for them, even after the loan closes, to be a resource for their questions.

I love a challenge!  Matching the correct loan program to the client is like solving a puzzle – gather the facts, listen to the needs and find the solution. That solution enhances my client’s lives and brings joy to them and in turn, to me. My expertise in all loan options brings them success!

I have lived in the Auburn area of northern California for 30 years. I am a California native, born and raised in southern California where I graduated from Cal Poly, Pomona with a degree in Biology and a minor in mathematics.

My husband and I have three grown children and a grandson. My joy is in the outdoors – the beach, fishing, kayaking, camping and gardening.

My passion is helping people realize their goals!